May 5th, 2014|
Alabama requires all motor vehicle drivers to carry a minimum of $25,000 in liability insurance. Despite this requirement, an estimated 22% of all Alabama drivers are currently uninsured. This means that if someone causes you to be in an automobile accident in Alabama, there is a greater than 1 in 5 chance that person does not have insurance which would cover your car repairs or medical bills.
There is a way to protect yourself from this situation. All companies offering insurance in Alabama are required to provide Uninsured/Underinsured Motorist Coverage as part of your policy. In fact, you may have it and not even realize it because it is so cheap and you must actively refuse it in order to not be covered.
Uninsured/Underinsured Motorist Coverage can protect you when you are in an automobile accident caused by a driver without insurance, without enough insurance to cover your vehicle or injuries, or when you are involved in a hit-and-run accident.
The automobile accident attorneys at Cory Watson Attorneys highly recommend a periodic insurance policy review to make sure you possess the correct amount and type of insurance needed to protect you and your family.